Let me make it clear about Housing loan

A flexible housing loan is always built to match your requirements. As our housing loan customer, additionally you get FlexiPayment cost-free, long-lasting loan period and free day-to-day banking solutions.

Housing loan application

Verify or continue your housing application for the loan

Improve your housing loan

Apply or verify a noticeable change to your housing loan

Why remove a housing loan from Nordea?

  • Get that loan promise quickly.
  • Get that loan period as much as 35 years.
  • Get FlexiPayment totally free in case there is unexpected occasions in your everyday activity.
  • Make changes to your housing loan opens window that is new along with your access codes.
  • Free-of-charge day-to-day banking solutions for housing no credit check payday loans online in Kent loan clients who have actually downloaded our mobile bank.
  • OwnGurantee, in the event that level of loan surpasses the protection value of your home.

See additionally

  • How can I signal housing loan related documents electronically
  • Home buyer’s course (pdf, 95 KB) starts new screen
  • What goes on if you’re shutting on a property? (pdf, 224 KB) Opens new window
  • Housing loan customers’ advantages
  • Peoples customer support

exactly just How have you been ready for an increase in your monthly repayments?

Safeguard your self against an increase in interest levels and changes that are unexpected your loan ahead of time.

how will you manage expenses that are unexpected?

Pay what you could if you get with additional costs in a month that is certain.

what sort of cover do you want for your home and belongings?

It takes over good luck to guard your house. An insurance plan is really a start that is good.

imagine if life shocks you?

Be sure that you should be able to reside in your house additionally under unforeseen circumstances, such as for instance jobless or illness that is serious.

exemplory case of that loan and also the percentage that is annual of cost (APR)

Your present lease could possibly be utilized to cover your house.


Safety secures the payment of financing towards the bank. The typical protection value is 75% regarding the worth of your home.

Repayment practices

You can find three various practices for repaying a housing loan: equal payments, equal instalments and fixed equal repayments.

Many prices that are common housing loans

Increased arrangement charge whenever that loan is guaranteed with a guarantee the rise doesn’t connect with interest-subsidised ASP loans

Improvement in payment schedule


Foreign exchange credit

Individuals are perhaps not awarded loans in every other money than euro.

A housing loan is regarded as to be money credit in the event that loan is issued in a currency that is foreign than compared to the EU Members State or perhaps their state of of the European Economic Area where in fact the consumer resides. Also, a housing loan is recognized as to be currency that is foreign if the consumer gets his / her income an additional money of circumstances associated with the European Economic Area or in currency of the state of European Economic Area.

A foreign exchange danger takes place when the debtor’s earnings or assets to be utilized to repay the credit aren’t in identical money once the credit or perhaps the credit just isn’t within the currency of debtor’s nation of residence. an exchange that is foreign is the improvement in cost of one money in relation to another. The value of the credit or the monthly payment may increase in relation to the borrower’s income or assets or the currency of the borrower’s country of residence during the loan period.

In the event that foreign exchange of this debtor’s nation of residence, earnings or assets falls by 20 percent with regards to the euro, the borrower gets a warning that the debtor’s loan quantity will rise in borrower’s national money.

Just how to speed up the managing procedure of your housing application for the loan as another customer that is bank’s

Fill out your housing application for the loan and deliver us your salary certificate from the last 90 days via Nordea Omaposti.

We need to have your salary certificate from the past three months if you are not a Nordea customer. If you’re trying to get that loan using your partner, for instance, we have to have wage certificates, account transactions and loan details from both candidates. The salary can be got by you certification from your boss.

You can send us your salary certificates/other documents by logging in to Nordean Omaposti with your bank’s online banking codes after you have submitted your housing loan application. In OmaPosti, choose ‘Loans’ since the recipient associated with message and compose ‘Housing loan application/salary certificate’ within the topic industry. Include papers from your own computer as accessories to your message.